Key takeaways You can get home equity loans on investment and rental properties, though they may be harder to obtain. To get this type of loan, you’ll usually need a stronger-than-average financial profile and substantial assets. A rental or investment property home equity loan could come with tax benefits, depending…
The transportation industry is in the middle of a massive transformation that could potentially bring trillions of dollars to the global economy. At the center of this shift are electric vehicles (EVs), where the products are designed to be more energy-efficient and connected than traditional automobiles. The International Energy Agency…
Key takeaways Both the Wells Fargo Active Cash® Card and the Citi Double Cash® Card offer 2 percent cash back on purchases. With the Citi Double Cash Card, you’ll earn 1 percent cash back as you make purchases and another 1 percent cash back as you pay for purchases. Both…
Phynart Studio/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Finding the best fast business loan involves figuring out how much loan you can afford and comparing loan types and lenders To apply for a fast business loan, you’ll need to check the lender’s requirements and gather the correct documentation Always…
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Last week, nearly a dozen states filed a lawsuit against the Biden administration, seeking to block a key student loan…
In the world of personal finance, taking the first step can often be the most difficult. From budgeting to investing,…
I treasure any incentives to save money, but few Americans know the entire toolbox of bonuses when they file their…
The Biden administration announced this week that it will pause student loan forgiveness processing under a key program. The suspension…
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In today’s fast-paced financial landscape, the concept of budgeting has evolved beyond mere spreadsheets and silent calculations. There are different ways to budget now and each method, distinct in its approach, offers unique advantages designed to cater to various financial goals and money management preferences.…
Dept Managmnt
Debt can come from anywhere and can happen to anyone. Juggling multiple debt payments and relying on credit cards can feel like a…
Banking
Most consumers are familiar with checking and savings accounts, but those aren’t the only types of accounts offered by financial institutions. Two other…
Credit Cards
Key takeaways The best balance transfer cards allow you to make unlimited balance transfers within 60 to 120 days of account opening. If…
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In most cases, when selling your primary residence you can exclude $500,000 of the gain if you file as a married couple. If that’s your situation, and you meet conditions to have the gain qualify as a long-term capital gain, you likely won’t owe any tax. If you file singly…
Retiring early can be tricky, even if you have considerable home equity. Say for example that you’re married with $1.4 million in your IRAs and a home worth $750,000. Retiring early could well be within reach, but you may face be a few big challenges. Retiring at age 60 means…
Credit Sesame discusses the Fed’s 2 percent inflation goal and whether we can learn anything from history. The latest inflation announcement set off a chain reaction. Consumer prices rose more quickly than expected in March, and the resurgence of inflation may cause the Federal Reserve to rethink its approach to…
Navigating the world of commercial real estate rates can often feel like a complex maze. In this evolving landscape of the commercial property market, mortgage rates serve as the compass guiding your investment decisions. Whether you’re a seasoned investor or a novice entrepreneur, understanding the ins and outs of commercial…
These 5 gold stocks are hitting new 12-month highs. Buyers seem intent on a belief that inflation will continue to be a problem despite efforts by the Fed to keep it down. This week’s rise in Treasury yields suggests a disbelief among bond traders that it remains an issue. Not…
Depending on what happens on appeal, the government’s recent victory in a dispute concerning the codified economic substance doctrine could have major consequences for transfer pricing. To the surprise of many observers, a U.S. district court that had invalidated the temporary section 245A regulations in 2022 granted the government’s motion…
Just when you started getting comfortable with your annual chore of tax filing, the 2018 tax reform bill hit the scene—and everything changed. From tax rates to deductions, a whole bunch of tax changes forced millions of Americans to rethink how they did their taxes. But here’s the thing: Even…
When it comes time to make a big purchase, you may feel inclined to pull money from your investment accounts. While it may be tempting or sometimes a necessity, it’s not always advisable to do so. Financial advisors generally say selling investments should be avoided if possible as it not…
A low-interest personal loan is any loan with an interest rate under the current market average. As of April 10, 2024, the average personal loan rate is 12.18 percent. To qualify, you will need excellent credit and good finances. Compare at least three lenders to see which will give you…
Key takeaways Crowdfunding for your small business allows you to fundraise money through individual investors interested in your project You can use different types of crowdfunding, including donation, reward, debt and equity crowdfunding Depending on the platform, you may or may not have to pay back the funds, or you…
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