Truist Bank, one of the top 10 commercial U.S. banks, offers deposit accounts, loans, mortgages, credit cards and more for both consumers and businesses. Its presence is marked by over 2,000 branch locations spread across 17 states and Washington, D.C. Truist near me If you’re on the lookout for a…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
If you’re getting started investing, you might wonder whether it’s better to invest in stocks or ETFs. Well, the answer depends. Stocks can be a great investment in some circumstances, while ETFs can be better in others. But for new investors, exchange-traded funds solve many problems, and they’re an easy…
Key takeaways The amount you can transfer with a balance transfer credit card depends on your credit limit, which is determined by factors like your credit score and income as well as the issuer’s policies. You can transfer debt from multiple credit cards to a balance transfer card, as long…
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Millions of borrowers are potentially at risk of having their student loan payments increase after a group of Republican-led states…
I recently received a question after one of my workshops from a woman who was wondering if she made a…
The Federal Bureau of Prisons (BOP) did not renew its contract the the American Correctional Association (ACA). ACA specializes in…
Trump Media got a lot of attention when it went public through a special mechanism, saw a lot of positive…
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Hey Mint users. We know you’re in the market for a new budgeting app. And we know there are plenty of options out there—so how do you pick? Let’s talk through a comparison of Mint vs. EveryDollar. What Is Mint? Mint was one of…
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Key takeaways Debt forgiveness is a process where a creditor pardons a debtor from part or all of their outstanding debt. Various types…
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Chase — America’s largest bank — offers a wide range of accounts and services. Customers have access to the country’s largest branch network…
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Klaus Vedfelt/Getty Images New technology has changed the way many people get around. Ridesharing has become an incredibly popular transportation option, and that’s…
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sturti/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways LLC business loans are available from traditional lenders, online lenders or the SBA Some online lenders specialize in working with small businesses with bad credit or startups SBA loans offer a more affordable option but can be difficult to qualify for If…
Retirement is a time to enjoy what you love most, from family and friends to traveling and gardening. However, affording your desired lifestyle isn’t automatic, even if you have a healthy retirement account and consistent Social Security checks. When you retire, you end up with a fixed income. Here are…
The S&P 500 has been basking in historically low volatility since January 2023, sparking discussions, debates, and speculation over how long this trend can persist. At the heart of this discussion is the VIX index, a widely recognized barometer for expected market volatility. As the VIX rises, so does the…
College students can face many challenges—including filing taxes. From figuring out who is a dependent to whether you have to report scholarships, getting through a tax return can feel like the equivalent of cramming for a final exam. But there’s no need to pull an all-nighter—here’s what you need to…
Money’s tight for just about everybody right now (thanks, inflation). As you look for ways to cut costs, you’re probably wondering, What are the average American’s monthly expenses? Is everyone spending this much on food? News flash—everyone’s situation is different. After all, if you have kids, you’re guaranteed to spend…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways When you prepay your mortgage, you pay extra toward the loan principal to help pay your loan off sooner and save money on interest. There are many ways to prepay a mortgage, including through biweekly payments, periodic extra payments or a…
If you’re just getting started with investing in stocks, you might be somewhat daunted by all that you have to learn. It takes a lot of work to buy individual stocks, but you do have some shortcuts available that can help you bypass investments that are more likely to be…
This Is My First Year Taking RMDs. What Should I Do With the Money If I Don’t Need It Yet?
Anyone with a 401(k), traditional IRA or similar tax-deferred retirement account eventually is going to face the requirement to start taking required minimum distributions (RMDs) from their accounts. The IRS has allowed you to have what can be decades of tax-free growth in the account, along with years of tax…
Credit Sesame discusses reduced consumer spending and the possible impact on inflation and the economy. After a brief lull during the pandemic, Americans made up for lost time. The past couple of years have seen consumers ignore high inflation, rising interest rates, and predictions of a recession with increased spending.…
Leer en Español With the tax deadline looming, the more than 40 million U.S. residents who speak Spanish at home are finally getting some help from the IRS and TurboTax. By Kelly Phillips Erb and Maria Gracia Santillana Linares, Forbes Staff For 15 years, San Diego accountant Maria Purser has…