Homes
Key takeaways You’ll need a credit score of at least 620 for a conventional refinance. Credit score minimums for other…
Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a…
Key takeaways By tapping your home equity, cash-out refinancing can help you fund major expenses, like a home renovation. The…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…
“Your mortgage application is denied.” Harsh news. But take heart: That doesn’t always mean you can’t get a mortgage. If…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways When you prepay your mortgage, you pay extra toward the loan…
What to know The federal government is taking a closer look at mortgage fees, including discount points borrowers pay upfront…
Key takeaways The minimum credit score required for a conventional loan is 620, while other mortgages require anywhere from 500…
Joe Schmelzer/Getty Images Key takeaways Loan modifications are a long-term mortgage relief option for borrowers experiencing financial hardship, such as…
In 2022, news that 27 of Florida’s property insurance companies were potentially facing a financial rating downgrade from Demotech, the…